United States Court of Appeals FOR THE EIGHTH CIRCUIT ___________ No. 97-4069 ___________ The Farmers and Merchants Bank, * Stuttgart, Arkansas, * * Appellant, * * Appeal from the United States v. * District Court for the * Eastern District of Arkansas.

St. Paul Fire and Marine Insurance * Company, St. Paul, Minnesota, * [UNPUBLISHED] * Appellee. * ___________ Submitted: May 7, 1998 Filed: May 11, 1998 ___________ Before BOWMAN, Chief Judge, WOLLMAN, and MORRIS SHEPPARD ARNOLD, Circuit Judges. ___________ PER CURIAM.

The Farmers and Merchants Bank appeals from the district court&s1 adverse grant of summary judgment in its diversity action against St. Paul Fire and Marine Insurance

The Honorable William R. Wilson, Jr., United States District Judge for the Eastern District of Arkansas.

Company. Upon review of the record and the parties& submissions on appeal, we affirm for the reasons set forth in the district court&s opinion. See 8th Cir. R. 47B.

A true copy.

Attest: CLERK, U.S. COURT OF APPEALS, EIGHTH CIRCUIT.

-2-