Susan Dewerff appeals the district court’s 1 order and judgment affirming the suspension of her supplemental security income (SSI) from November 1998 through April 2000, based on a finding that Dewerff had more than $2,000 in nonexcludable resources. See 20 C.F.R. § 416.1205 (2004) (disabled individual with no spouse is eligible for SSI only if her nonexcludable resources do not exceed $2,000).

Having carefully reviewed the record, we conclude the administrative law judge’s (ALJ’s) decision to deny benefits — based on the ALJ’s determination that Dewerff failed to provide credible evidence that she had “spent down” her excess resources below the $2,000 threshold — is supported by substantial evidence in the record as a whole. See Zeiler v. Barnhart, 384 F.3d 932, 935 (8th Cir. 2004) (appeals court affirms denial of benefits where substantial evidence in record as whole supports ALJ’s decision); Gregg v. Barnhart, 354 F.3d 710, 714 (8th Cir. 2003) (if ALJ expressly discredits claimant, and gives good reasons for doing so, court will normally defer to credibility assessment); Hudson v. Bowen, 849 F.2d 433, 434 (9th Cir. 1988) (in calculating whether claimant spent down excess resources for purposes of SSI, ALJ may disregard self-serving statements that cannot be verified).

Accordingly, we affirm.