Elizabeth Anderson appeals the district court’s 1 adverse grant of summary judgment in this foreclosure action. After carefully reviewing the record, we conclude that summary judgment was proper for the reasons the district court stated, and we find no abuse of discretion in the refusal to appoint counsel to represent Ms. Anderson, see Davis v. Scott, 94 F.3d 444, 447 (8th Cir. 1996). Accordingly, we affirm. See 8th Cir. R. 47B.