Kathryn Nielsen appeals from the decision of the Bankruptcy Appellate Panel affirming the judgment of the Bankruptcy Court 1 denying her request to discharge her student loan debt under the “undue hardship” provision of 11 U.S.C. § 523(a)(8). We have reviewed the record and Nielsen’s arguments on appeal, and we find no basis for reversal. See Educ. Credit Mgmt. Corp. v. Jesperson, 571 F.3d 775, 778-79 (8th Cir. 2009) (standards of review). To the extent Nielsen has raised new arguments on appeal, we decline to consider them. See Juarez v. Minnesota, 217 F.3d 1014, 1017 (8th Cir. 2000) (“We generally decline to address arguments raised for the first time on appeal — ”).

We affirm the judgment of the Bankruptcy Appellate Panel.