MEMORANDUM **

Melody L. Lark appeals pro se from the decision of the Bankruptcy Appellate Panel affirming the bankruptcy court’s determination of the non-dischargeability of Lark’s student loans under 11 U.S.C. § 523(a)(8). We have jurisdiction under 28 U.S.C. § 158(d). We review de novo, Rifino v. United States (In re Rifino), 245 F.3d 1083, 1087 (9th Cir. 2001), and we dismiss.

We cannot review Lark’s challenge to the bankruptcy court’s oral determination of the non-dischargeability of her student loans because Lark failed to include the relevant transcripts in the record on appeal as required by Fed. R.App. P. 10(b)(2). See Syncom Capital Corp. v. Wade, 924 F.2d 167, 169-70 (9th Cir. 1991) (per curiam) (dismissing appeal for appellant’s failure to provide a transcript).

DISMISSED.