MEMORANDUM **

Plaintiff-Appellant Marwan Mohtadi appeals the district court’s dismissal with prejudice of his claims under the Real Estate Settlement Procedures Act (“RES-PA”), the Fair Debt Collection Practices Act (“FDCPA”), and the Fair Credit Reporting Act (“FCRA”). We affirm.

All of Mohtadi’s claims stem from the increase in monthly mortgage payments that occurred years after the alleged fraudulent refinancing by Provident. Mohtadi cannot state a claim under RES-PA because he cannot allege an assignment, sale, or transfer of the servicing of his Homecomings loan within the meaning of the Act. See 12 U.S.C. § 2605(c). He alleges a refinancing, not a transfer of the servicing of an existing loan.

Mohtadi cannot state a claim under the FDCPA because Provident is not a debt collector within the meaning of the Act. Provident was not collecting monies owed a third party. See 15 U.S.C. § 1692a(6)(F).

Mohtadi cannot state a claim under FCRA. Provident is a lender and is not a consumer reporting agency for purposes of liability under 15 U.S.C. § 1681e(b). See id. § 1681a(f). Section 1681s-2 of FRCA deals with information furnished to consumer reporting agencies. There is no private right of action for violations of 15 U.S.C. § 1681s-2(a). Gorman v. Wolpojf & Abramson, LLP, 584 F.3d 1147, 1154 (9th Cir. 2009). Mohtadi has not identified any investigatory failing and thus cannot plausibly allege a violation of 15 U.S.C. § 1681s-2(b).

The district court did not abuse its discretion in taking judicial notice of publicly *630 recorded documents. See Fed.R.Evid. 201(b); see also Lee v. City of Los Angeles, 250 F.3d 668, 689 (9th Cir. 2001). The district court expressly assumed that Moh-tadi never executed a loan agreement with Provident and therefore did not judicially notice any disputed fact.

Sanctions were warranted. Rule 11, however, does not allow the district court to impose sanctions payable to a party on the basis of a sua sponte show cause order. See Fed.R.Civ.P. 11(c)(4); Advisory Committee’s Notes to the 1993 Amendments to Rule 11; see also Barber v. Miller, 146 F.3d 707, 711 (9th Cir. 1998). We uphold the district court’s award of sanctions under 28 U.S.C. § 1927. The district court did not abuse its discretion in requiring Mohtadi to pay the costs Provident incurred in opposing his untimely and procedurally improper ex parte application.

AFFIRMED.