Glaude v. Deutsche Bank Ag

NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS JAN 27 2026 MOLLY C. DWYER, CLERK U.S. COURT OF APPEALS FOR THE NINTH CIRCUIT DONALD GLAUDE, No. 24-1339 D.C. No. Plaintiff - Appellant, 3:23-cv-05429-RS v. MEMORANDUM* DEUTSCHE BANK AG; COMMUNITY REALTY PROPERTY MANAGEMENT, INC., also known as Victor Marr; VMM IRREVOCABLE TRUST, Defendants - Appellees.

Appeal from the United States District Court for the Northern District of California Richard Seeborg, District Judge, Presiding Submitted January 22, 2026** Before: SILVERMAN, CLIFTON, and R. NELSON, Circuit Judges.

Donald Glaude appeals pro se from the district court’s judgment dismissing his action alleging federal and state law claims arising from a home loan and

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. ** The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2). foreclosure proceedings. We have jurisdiction under 28 U.S.C. § 1291. We review de novo a dismissal under Federal Rule of Civil Procedure 12(b)(6). Hoang v. Bank of Am., N.A., 910 F.3d 1096, 1100 (9th Cir. 2018) (dismissal based on statute of limitations); Furnace v. Giurbino, 838 F.3d 1019, 1023 n.1 (9th Cir. 2016) (dismissal based on res judicata). We affirm.

The district court properly dismissed Glaude’s Truth in Lending Act (“TILA”) claim because Glaude filed his complaint outside the one-year statute of limitations and failed to allege facts showing that he was entitled to equitable tolling. See 15 U.S.C. § 1640(e) (one-year statute of limitations for TILA claims); King v. California, 784 F.2d 910, 915 (9th Cir. 1986) (explaining that equitable tolling may suspend the limitations period “until the borrower discovers or had reasonable opportunity to discover the fraud or nondisclosures that form the basis of the TILA action”).

The district court properly dismissed Glaude’s remaining claims as barred by res judicata. See Furnace, 838 F.3d at 1023 (explaining that the law of the state in which a prior judgment was entered determines its preclusive effect in federal court; and “[i]n California, ‘claim preclusion arises if a second suit involves: (1) the same cause of action (2) between the same parties or parties in privity with them (3) after a final judgment on the merits in the first suit’ ” (quoting DKN Holdings LLC v. Faerber, 61 Cal. 4th 813, 824 (2015)) (alterations omitted));

2 24-1339 Boeken v. Philip Morris USA, Inc., 48 Cal. 4th 788, 797-98 (2010) (explaining that causes of action are generally the same when they involve the same parties and seek compensation for the same harm).

All pending motions are denied.

AFFIRMED.

3 24-1339