In re Trans Union LLC Fair Credit Reporting Act
Opinion of the Court
Before the Panel: Pursuant to 28 U.S.C. § 1407, defendant Trans Union LLC moves for centralization of this litigation in the Northern District of ’Illinois. This litigation currently consists of three actions pending in two districts^ as listed on Schedule A. Plaintiffs in the three actions oppose centralization, but in the alternative, suggest selection of the Northern District of California as the transferee court.
Plaintiffs oppose centralization under Section 1407, arguing that voluntary coordination, by the parties is more appropriate in light of the low number of actions, the involvement of common counsel, and factual differences in the actions. Defendant contends that centralization is nonetheless warranted because the factual issues in at least two of the actions are virtually identical and substantially the same legal issues are presented in all actions. In the alternative, defendant requests centralization of the two most similar actions.
On the basis of the papers filed and the hearing session held, we will deny defendant’s motion. Although these actions share factual questions arising out of allegations that defendant failed to make certain disclosures in consumer credit reports and maintain procedures ensuring the accuracy of the information,
IT IS THEREFORE ORDERED that the motion, pursuant to 28 U.S.C. § 1407, for centralization of these actions is denied.
SCHEDULE A
MDL No. 2427 — IN RE: TRANS UNION LLC FAIR CREDIT REPORTING ACT (FCRA) LITIGATION
Northern District of California
Sergio L. Ramirez v. Trans Union, LLC, C.A. No. 3:12-00632
Brian Douglas Larson v. Trans Union, LLC, C.A. No. 3:12-05726
Middle District of Pennsylvania
Ronald J. Miller v. Trans Union, LLC, C.A. No. 3:12-01715 .
. These are the Northern District of California Larson and Middle District of Pennsylvania Miller actions.
. Plaintiffs refer to the information at issue as an “OFAC alert” — that is, a statement that the consumer’s name is a "potential match” to a person subject to economic sanctions on a list prepared by the U.S. Department of the Treasury Office of Foreign Assets Control.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.