M'Gruder v. President of the Bank of Washington
M'Gruder v. President of the Bank of Washington
Opinion of the Court
The opinion of the Court was delivered by
The facts are exhibited in a stated case, upon which, by consent, an alternative judgment is to be entered. The judgment below was for the plaintiffs in the action, and the defendant brings, this writ of error to have that judgment reversed, and a judgment entered in.his favour..
The leading facts in the cause are so much identified with those in . the case of Renner v. The Bank of Columbia,
But there is another point presented in the present cause. There ..was no actual demand made, on the drawer of this note, and the question intended to be presented was, whether the facts stated, will excuse it..
At the time of drawing the note, and until within ten days of its falling due, the maker was a housekeeper in the District of Columbia.. But he then removed to the State of Maryland, to a place within about nine miles of the District. The case admits, that neither the holder of the note, nor the notary, knew Of his remoyal or place of residence; but the circumstances of his removal had nothing in them, to sanction its being construed into an act of absconding. The words of
The alternative in which the judgment of the Court is tó be rendered, is not very appropriately stated; but since the absurdity cannot have entered into the minds of the parties, that, not knowing of the removal or present abode of the drawer, the holder was still bound to follow him into Maryland, we will construe the submission with reference to the facts admitted; and then the question raised is,
Whether the holder had done all that he was bound to do, to excuse a personal demand upon the maker.
On thjs subject-the law is clear; a demand on the maker is, in general, indispensable ; and that demand, must be máde at his place of abode or place of business. That it should be strictlyperr sonal, in the language of the submission, is not required: it is enough if it is at his place of abode, or, generally, at the place where Iiq ought to be found. But his actual removal is here a fact in the case, and in this,, as well as every other case, it is incumbent upo® the endorsee to show due diligence. Now, that the notary should not have found the maker at his late residence, was the necessary consequence of his removal, and is entirely consistent with the supposition of his not
The party must, then, be considered as lying under the. same obligations as if, having made inquiry, he had ascertained that the maker had removed to a distance of nine miles, and into another jurisdiction. This is the utmost his inquiries could have extracted, and marks,, of course, the outlines of his legal duties.
Mere distance is, in itself,, no excuse from demand; but, in genéral, the endorser takes upon himself the inconvenience resulting from that cause. Nor is the benefit of the post office allowed him, as in'the case' of notice to the endorser.
But the- question on the rfecent removal into’ another jurisdiction, is a new ene, and one of some nicety. . In case of original residence in á State different from that of the endorser, at the time of taking the paper, there can be no question ; but how far, in casé of subsequent and recent removal to another State, the holder shall be required to pursue the maker, is a question not without its difficulties.
We think that reason and convenience aré in
With this view of the subject, we are of opinion that the judgment below, although rendered on a different ground, must be sustained.
Judgment affirmed.
Antep. 581.,
Reference
- Full Case Name
- George M'Gruder, in Error v. The President, Directors, and Company of the Bank of Washington, in Error
- Cited By
- 2 cases
- Status
- Published