Steinbach v. Insurance Co.
Steinbach v. Insurance Co.
Opinion
delivered the opinion of the court.
The only question in this case arises upon the construction of the policy sued upon.
It contained a clause providing that fireworks, among other things, should be specially written in the policy. Otherwise they were not to be covered by the insurance. It is not pretended that fireworks are included under the name of fire-crackers. But the plaintiff contends that they are included in the description of “other articles in his line of business.” The answer to this is, that the policy itself requires that fireworks shall be specially written in it. They are among the goods described as specially hazardous, and add 50 cents on the $100 to the ordinary rate of insurance.
It is impossible to think they are described by the general terms used in the policy. The insurance was at the ordinary rates. There can be no doubt that the evidence was properly rejected; and the judgment of the Circuit Court must, therefore, be
Affirmed.
Reference
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- Steinbach v. Insurance Company
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- On a policy of insurance requiring, though in a printed part, that fire works should be specially written in it, and which added 50 cents on the $100 as premium for insuring them, Held that evidence was rightly refused to prove that they constituted “ an article in the line of a German jobber and importer,” the stock of which sort of dealer by a written description had been insured, with a privilege to keep fire crackers.