Butler v. Supreme Court of the Independent Order of Forresters
Butler v. Supreme Court of the Independent Order of Forresters
Opinion of the Court
This is an action upon a benefit insurance certificate issued by the appellant, a fraternal institution, insuring the life of one August Schneider. The cause has been before this court on two prior occasions: the first, on an ap
The facts which give rise to the controversy are fully stated in the opinion reported in 53 Wash. 118, 101 Pac. 481, and it is unnecessary to restate them again in detail here. Suffice it to say, therefore, that the insured left his home in the city of Spokane on July 7, 1898, stating to his sister-in-law just before leaving that he was going to the mines to be gone for a short time, requesting her at the same time to take care of the house and water the lawn during his absence, and say to his wife, who was then visiting away from home, that he would return on the following Wednesday, the day he left being Friday; that he failed to return, and has not since that time been seen.
Many of the questions discussed in the appellant’s brief were determined by this court on the last appeal contrary to> his contentions, and are necessarily concluded against him. His attorney, however, argues with great force that it was necessary for the plaintiff to prove that the insured died while he was in good standing in the order in which he was insured; namely, before February 28, 1900, the date to which his dues were paid, and that there was no evidence at all introduced tending to prove the fact. But without attempting to follow the argument of counsel, we think there was evidence from which the jury were warranted in finding the fact. The insured left his home abruptly, and somewhat hurriedly, without preparation for an extended stay, saying that he was going to the mines, from which he expected to
The remaining questions require no especial consideration. The inference to be drawn from the insured’s statements is rather that he intended to visit his mines than to engage in prospecting or mining. If his purpose was the former instead of the latter, there was no forfeiture of the policy. To visit a mine does not work a forfeiture under a policy of insurance containing a prohibition against engaging in prospecting or mining.
Three special interrogatories were submitted to the jury, and answered as follows:
“(1) Did August Schneider die between July 6, 1898 and April 1, 1900? Answer. Yes. (2) If you answer the
On the return of the verdict the defendant requested that the court instruct the jury to make the second answer specific by stating the date on which he died. This the court declined to do. We do not, however, find error in this ruling. Aside from the fact that it was not a material inquiry, the question whether a special verdict will be required is sa far discretionary that an appellate court will review only for a gross abuse. There was no such abuse in this instance.
The question asked the witness Hamilton concerning the conduct of the insured while a soldier was admissible as tending to show his general character. The remaining assignment, whether sufficient inquiry was made by the relatives and friends of the insured to ascertain his whereabouts, was for the jury. What was done in that behalf was before them,, and it was for them to say whether a more extended inquiry should have been made.
The judgment will stand affirmed.
Rudkin, C. J., and Gose, J., concur.
Concurring Opinion
(concurring) — I concur upon the authority of the previous decision as establishing the law of the case.
Reference
- Full Case Name
- Tena Butler v. Supreme Court of the Independent Order of Forresters
- Cited By
- 5 cases
- Status
- Published
- Syllabus
- Appeal — Decision-—Law oe Case. Upon a second appeal, tbe decision on the former appeal becomes the law of the case. Insurance — Actions — Proof of Death - — ■ Question for Jury. Whether the insured, whose absence was unexplained for many years, met his death shortly after leaving home and while the policy was still in force, is for the jury, where it appears that he was industrious and of good habits and left a wife and young children, with whom he was living pleasantly, saying that he was going on a short trip to mines, in which he was interested, and which were in a wild mountainous county, and was never again heard from, although diligent search was made for him at the time of his disappearance. Insurance — Policy—Forfeiture — Prohibited Employments. A life insurance policy containing a prohibition against engaging in mining or prospecting is not forfeited by a visit to mines in which the insured was interested. Trial — Special Verdict — Discretion. It is discretionary with the trial court to require a special verdict. Insurance — Actions—Proof of Death — Evidence—Admissibility. Upon the sudden disappearance of an insured, whose absence was never accounted for, it is permissible to show his general character by evidence of his previous conduct.