Coleman v. Division of Highways
Opinion of the Court
Claimants seek an award for damage to their 1992 Buick Skylark, which occurred on September 5, 1996. For reasons stated below, the Court will make an award of $250.00, the amount of claimants’ insurance deductible, for damage to their vehicle.
The incident giving rise to this claim occurred about 9:30 p.m. in Clay County on Route 4/5, also known as Camp Creek Hill Road. The claimants had purchased their vehicle the day before for approximately $8,000 and were out for a ride. Claimant Jackie Coleman stated that as they were crossing a wooden bridge about a mile from their home, they encountered a steel plate that had been placed over a hole in the bridge as a temporary repair measure. The plate was about two feet square and had been bolted over the hole one or two months earlier, according to Mr. Coleman’s testimony. Mr. Coleman testified that he was familiar with the bridge and that he usually straddles the plate with his vehicle when crossing the bridge.
However, the bridge is frequently used by logging trucks which had apparently jarred the plate loose, according to Mr. Coleman’s testimony. On this evening, when Mr. Coleman drove the car over the plate it tipped up and struck the undercarriage of the vehicle, resulting in a broken manifold, and other damage to the oil pan, alignment and transmission. Mr. and Mrs. Coleman testified that the vehicle was still driveable but had severe exhaust and ventilation problems. It was ultimately declared a total loss in a subsequent unrelated accident.
It is the respondent’s position that because claimants had paid only $500.00 down on the car and had made one insurance premium payment of $264.00 that there was no financial loss to
Award of $250.00.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.