When the facts are as assumed in the first point of the syllabus, the concrete ease presented, the husband on the death of the wife is entitled to curtesy not in the whole estate, but in the wife’s equity of redemption only, and if he redeems the land, as he may, by paying the lien debts, he stands in the shoes of the lien creditors, but with no greater rights. Under section 15, chapter 65, Barnes Code 1916, “If a married woman die seized of an estate of inheritance in lands, her husband shall be tenant by the curtesy in the same.” And by the last provision of said section it is not necessary, as at *551common law,' that they have “issue born alive during cover-; ture. ’ ’ And it has been decided that under this statute a hus^ band has no curtesy initiate on the birth of issue or at any time in his wife’s lands during coverture. Such estate only comes into being on her death, and attaches only to the estate, legal or equitable, of which she may so die seized. Guernsey v. Lazear, 51 W. Va. 328; Hudkins v. Crim, 64 W. Va. 225; Campbell v. McBee, (Va.) 22 S. E. 807; Banta v. Smith, (Ind.) 83 N. E. 1017; Hoy v. Varner, 100 Va. 600.

What a wife dies seized of, where the facts are as assumed, and as in the case at bar, is an estate in the equity of redemption. This is the only estate she leaves, and it is the estate of inheritance which descends to her heirs, subject to the estate by the curtesy of the husband, given by the statute. Hoy v. Varner, supra, 609.

In this ease the fact that the husband and wife were liable jointly, and stood in the relation of principal and surety for their respective shares of the lien debts, gave the husband no greater rights as tenant by the curtesy. The liens created and existing at her death made them superior to his curtesy, then become consummate, and left her at her death seized only of the equity of redemption, and the fact that he was her surety for her share of the debts, and paid those debts, as stated, gave him no greater rights as tenant by the curtesy, against the heir to whom the equity of redemption descended on the death of the wife.

In the case at bar there were general -debts also for which husband and wife were jointly liable, contracted mainly- in improving the joint property, but secured by no liens. The effect of the decree appealed from is to charge the deceased’s moiety also with the payment of her share of those debts as prior and superior to the plaintiff’s curtesy;.for the decree is that the half interest of the decedent be sold to pay the one half of all the debts including the general debts paid by the plaintiff, free of his curtesy, plaintiff and defendant Gore to share in the surplus proceeds on the basis of a life estate therein in the former and the remainder in the latter. Is this a correct interpretation of our law on the subject? As to the lien debts we have already held that the decree is right. *552But as to the general and unsecured debts we think the court below was in error. Counsel for the appellee defends the decree upon certain provisions of our Code, sections 1, 2, and B, chapter 66, prescribing the property rights of a married woman, owned by her and acquired from any person other than her husband, before and after marriage, and her right of disposition thereof; section 3, chapter 86, making real estate of any person dying intestate, etc., assets for the payment of his debts; and section 15, chapter 65, Barnes’ Code, 1916, giving curtesy to the husband in lands of which his wife may die seized of an estate of inheritance, whether they had issue born alive as at common law or not. We are also cited in support of this contention to Miller v. Hanna, (Neb.) An. Cas. 1912C, 573, with note page 577, and 8 R. C. L. 410, sections 23 and 24. The Nebraska case involved the construction of a statute which gave to the husband an estate by the curtesy in his wife’s lands subject to her debts, and the cases, cited in the opinion, and in the note supporting the principal case, involved the same or similar statutes. Our statute does not in specific terms subject the curtesy of the husband to the payment of her debts. True, a wife may by her contracts, under the statute, subject her property to the payment of her debts, and the same, and the rents, issues and profits thereof during her life time, may be sold by decree for the payment thereof; and by deeds or contracts, her husband joining therein, she may encumber her real estate, and render such liens at the time of her death superior to his curtesy. But we can find" no warrant in any statute for subjecting his curtesy, consummate on her death, to her general debts. We think the effect of our statute, section 15, of said chapter 65, was to abolish tenancy by the curtesy initiate, but as to tenancy by the curtesy consummate, the husband takes such estate on the death of the wife free from all, except specific liens then existing thereon. It is only in those states like Nebraska, where the statute specifically renders the curtesy of the husband subject to the wife’s debts,’ that the contrary rule has been established. 8 R. C. L. 410, and note. Miller v. Hanna, supra, and note.

It is further urged in support of the decree that the plain*553tiff is concluded by a former decree in the suit of decedent’s administrator against him and Gore, adjudging decedent’s land to be sold unless the debts, lien and general, should be paid as therein provided, but which debts were substantially paid off by him and released, and the cause dismissed on that showing by a decree which reserved to Gilkison the right “to seek contribution from the heirs. of said Brooke Gilkinson, deceased, by suit for subrogation to the rights of said creditors against the estate of said Brooke Gilkinson, or. by other action or suit he may deem proper.” It is argued that because the reservation was not also to seek contribution by right of subrogation against the estate of said decedent, he is cut off from that relief as prayed for in his amended bill by the principle of res adjudicata. We do not think this point has any merit. The reservation was comprehensive enough ,to warrant relief against the wife’s estate, even if it amounted to an adjudication.

We are, therefore, of opinion to reverse the decree and to remand the cause with direction to enter and execute a decree in accordance with the principles herein enunciated and by further proceedings according to rules and principles governing courts of equity.

Decree reversed, and cause remanded.